<!DOCTYPE html>
<html lang=”en”>
<head>
<meta charset=”UTF-8″>
<meta name=”viewport” content=”width=device-width, initial-scale=1.0″>
<title>Battle the Banks — Alternative Real Estate Capital</title>
<link href=”https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@300;400;500;600;700&family=DM+Sans:wght@300;400;500;600;700&display=swap” rel=”stylesheet”>
<style>
:root {
–green: #7CB518;
–green-soft: #8fc93a;
–green-deep: #5a8a0e;
–gold: #7CB518;
–gold-dim: rgba(124,181,24,0.12);
–black: #080808;
–rich: #0e0e0e;
–panel: #131313;
–surface: #181818;
–border: rgba(255,255,255,0.05);
–border-light: rgba(255,255,255,0.08);
–t1: #fff;
–t2: rgba(255,255,255,0.58);
–t3: rgba(255,255,255,0.3);
–t4: rgba(255,255,255,0.12);
–display: ‘Cormorant Garamond’, Georgia, serif;
–body: ‘DM Sans’, -apple-system, sans-serif;
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*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; }
body {
font-family: var(–body);
background: var(–black);
color: var(–t2);
-webkit-font-smoothing: antialiased;
line-height: 1.6;
overflow-x: hidden;
}
/* ─── ANIMATIONS ─── */
@keyframes fadeUp {
from { opacity: 0; transform: translateY(30px); }
to { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
from { opacity: 0; }
to { opacity: 1; }
}
@keyframes slideRight {
from { transform: scaleX(0); }
to { transform: scaleX(1); }
}
@keyframes glow {
0%, 100% { opacity: 0.4; }
50% { opacity: 1; }
}
.anim-up { animation: fadeUp 0.9s ease-out both; }
.anim-up-d1 { animation: fadeUp 0.9s ease-out 0.1s both; }
.anim-up-d2 { animation: fadeUp 0.9s ease-out 0.2s both; }
.anim-up-d3 { animation: fadeUp 0.9s ease-out 0.3s both; }
.anim-up-d4 { animation: fadeUp 0.9s ease-out 0.4s both; }
.anim-up-d5 { animation: fadeUp 0.9s ease-out 0.5s both; }
.anim-fade { animation: fadeIn 1.2s ease-out both; }
.anim-fade-d2 { animation: fadeIn 1.2s ease-out 0.2s both; }
/* ─── NAV ─── */
nav {
position: fixed; top: 0; left: 0; right: 0; z-index: 100;
background: rgba(8,8,8,0.6);
backdrop-filter: blur(30px);
-webkit-backdrop-filter: blur(30px);
border-bottom: 1px solid var(–border);
animation: fadeIn 0.6s ease-out both;
}
.nav-inner {
max-width: 1300px; margin: 0 auto;
display: flex; align-items: center; justify-content: space-between;
padding: 1rem 3rem;
}
.logo {
font-family: var(–display);
font-size: 1.3rem;
font-weight: 500;
color: var(–t1);
text-decoration: none;
letter-spacing: 0.02em;
}
.logo span { color: var(–gold); }
.nav-right { display: flex; align-items: center; gap: 2.2rem; }
.nav-right a {
color: var(–t3);
text-decoration: none;
font-size: 0.72rem;
font-weight: 500;
letter-spacing: 0.08em;
text-transform: uppercase;
transition: color 0.3s;
}
.nav-right a:hover { color: var(–t1); }
.nav-cta {
color: var(–gold) !important;
border: 1px solid rgba(124,181,24,0.25);
padding: 0.45rem 1.2rem;
border-radius: 2px;
transition: all 0.3s !important;
}
.nav-cta:hover {
background: var(–gold) !important;
color: var(–black) !important;
border-color: var(–gold) !important;
}
/* ─── HERO ─── */
.hero {
min-height: 100vh;
display: flex;
align-items: center;
position: relative;
overflow: hidden;
}
.hero::before {
content: ”;
position: absolute;
top: -30%; right: -20%;
width: 70%; height: 160%;
background: radial-gradient(ellipse at center, rgba(124,181,24,0.03) 0%, transparent 60%);
pointer-events: none;
}
.hero::after {
content: ”;
position: absolute;
bottom: 0; left: 0; right: 0;
height: 1px;
background: linear-gradient(90deg, transparent 0%, var(–border-light) 50%, transparent 100%);
}
.hero-inner {
max-width: 1300px; margin: 0 auto; width: 100%;
padding: 8rem 3rem 6rem;
display: grid;
grid-template-columns: 1fr 380px;
gap: 6rem;
align-items: center;
}
.hero-eyebrow {
display: inline-flex; align-items: center; gap: 0.8rem;
margin-bottom: 2.5rem;
}
.hero-eyebrow-line {
width: 40px; height: 1px;
background: var(–gold);
animation: slideRight 0.8s ease-out 0.3s both;
transform-origin: left;
}
.hero-eyebrow-text {
font-size: 0.68rem;
text-transform: uppercase;
letter-spacing: 0.18em;
font-weight: 600;
color: var(–gold);
}
.hero h1 {
font-family: var(–display);
font-size: 5.2rem;
font-weight: 300;
line-height: 1.0;
color: var(–t1);
letter-spacing: -0.02em;
margin-bottom: 2.2rem;
}
.hero h1 strong {
font-weight: 600;
color: var(–gold);
display: block;
}
.hero-sub {
font-size: 1.05rem;
line-height: 1.8;
color: var(–t2);
max-width: 500px;
font-weight: 300;
margin-bottom: 3.5rem;
}
.hero-actions { display: flex; gap: 1.2rem; flex-wrap: wrap; }
.btn-luxe {
display: inline-flex; align-items: center; gap: 0.6rem;
padding: 0.9rem 2.2rem;
border-radius: 2px;
text-decoration: none;
font-size: 0.78rem;
font-weight: 600;
letter-spacing: 0.06em;
text-transform: uppercase;
transition: all 0.3s;
border: none; cursor: pointer;
}
.btn-luxe-fill {
background: var(–gold);
color: var(–black);
}
.btn-luxe-fill:hover {
background: #8fc93a;
transform: translateY(-1px);
box-shadow: 0 12px 40px rgba(124,181,24,0.2);
}
.btn-luxe-outline {
background: transparent;
color: var(–t2);
border: 1px solid var(–border-light);
}
.btn-luxe-outline:hover { border-color: var(–t3); color: var(–t1); }
/* Hero side card */
.hero-card {
background: var(–panel);
border: 1px solid var(–border);
border-radius: 4px;
padding: 0;
overflow: hidden;
}
.hero-card-header {
padding: 1.5rem 2rem;
border-bottom: 1px solid var(–border);
display: flex; align-items: center; justify-content: space-between;
}
.hero-card-label {
font-size: 0.64rem;
text-transform: uppercase;
letter-spacing: 0.12em;
font-weight: 600;
color: var(–t3);
}
.hero-card-live {
display: flex; align-items: center; gap: 0.4rem;
font-size: 0.64rem;
color: var(–green-soft);
font-weight: 600;
letter-spacing: 0.06em;
text-transform: uppercase;
}
.hero-card-live-dot {
width: 5px; height: 5px;
background: var(–green);
border-radius: 50%;
animation: glow 2s ease-in-out infinite;
}
.hero-card-stat {
padding: 1.5rem 2rem;
border-bottom: 1px solid var(–border);
}
.hero-card-stat:last-child { border-bottom: none; }
.hero-card-num {
font-family: var(–display);
font-size: 2.2rem;
font-weight: 600;
color: var(–t1);
line-height: 1;
margin-bottom: 0.25rem;
}
.hero-card-desc {
font-size: 0.76rem;
color: var(–t3);
}
/* ─── MARQUEE ─── */
.marquee-wrap {
overflow: hidden;
border-bottom: 1px solid var(–border);
padding: 1.8rem 0;
background: var(–rich);
}
.marquee {
display: flex;
gap: 4rem;
animation: scroll 30s linear infinite;
width: max-content;
}
@keyframes scroll {
0% { transform: translateX(0); }
100% { transform: translateX(-50%); }
}
.marquee-item {
font-family: var(–display);
font-size: 1.1rem;
font-weight: 400;
color: var(–t3);
white-space: nowrap;
display: flex; align-items: center; gap: 1rem;
}
.marquee-dot {
width: 4px; height: 4px;
background: var(–gold);
border-radius: 50%;
opacity: 0.4;
}
/* ─── PROGRAMS ─── */
.programs-section {
max-width: 1300px; margin: 0 auto;
padding: 7rem 3rem;
}
.section-header {
display: grid;
grid-template-columns: 1fr 1fr;
gap: 3rem;
align-items: end;
margin-bottom: 4rem;
}
.section-eyebrow {
display: flex; align-items: center; gap: 0.8rem;
margin-bottom: 1rem;
}
.section-eyebrow-line {
width: 30px; height: 1px;
background: var(–gold);
}
.section-eyebrow-text {
font-size: 0.64rem;
text-transform: uppercase;
letter-spacing: 0.15em;
font-weight: 600;
color: var(–gold);
}
.section-header h2 {
font-family: var(–display);
font-size: 3rem;
font-weight: 300;
color: var(–t1);
line-height: 1.1;
letter-spacing: -0.01em;
}
.section-header h2 strong { font-weight: 600; }
.section-header-desc {
font-size: 0.95rem;
line-height: 1.8;
color: var(–t3);
font-weight: 300;
align-self: end;
}
.program-grid {
display: grid; grid-template-columns: 1fr 1fr;
gap: 1.5rem;
}
.program {
background: var(–panel);
border: 1px solid var(–border);
border-radius: 4px;
overflow: hidden;
transition: all 0.4s;
position: relative;
}
.program::before {
content: ”;
position: absolute; top: 0; left: 0; right: 0;
height: 2px;
background: linear-gradient(90deg, transparent, var(–gold), transparent);
opacity: 0;
transition: opacity 0.4s;
}
.program:hover::before { opacity: 1; }
.program:hover { border-color: var(–border-light); }
.program-top {
padding: 2.5rem 2.5rem 2rem;
border-bottom: 1px solid var(–border);
}
.program-badge {
font-size: 0.6rem;
text-transform: uppercase;
letter-spacing: 0.12em;
font-weight: 700;
color: var(–gold);
border: 1px solid var(–gold-dim);
padding: 0.2rem 0.6rem;
border-radius: 2px;
display: inline-block;
margin-bottom: 1rem;
}
.program h3 {
font-family: var(–display);
font-size: 1.8rem;
font-weight: 500;
color: var(–t1);
}
.program-body { padding: 2rem 2.5rem 2.5rem; }
.spec {
display: flex; justify-content: space-between;
padding: 0.65rem 0;
border-bottom: 1px solid var(–border);
font-size: 0.84rem;
}
.spec:last-of-type { border-bottom: none; }
.spec-k { color: var(–t3); font-weight: 400; }
.spec-v { color: var(–t1); font-weight: 600; }
.program-apply {
display: block;
text-align: center;
margin-top: 2rem;
padding: 0.85rem;
border-radius: 2px;
text-decoration: none;
font-size: 0.74rem;
font-weight: 600;
letter-spacing: 0.08em;
text-transform: uppercase;
border: 1px solid rgba(124,181,24,0.2);
color: var(–gold);
background: transparent;
transition: all 0.3s;
}
.program-apply:hover {
background: var(–gold);
color: var(–black);
border-color: var(–gold);
}
/* ─── DEALS ─── */
.deals-section {
background: var(–rich);
border-top: 1px solid var(–border);
border-bottom: 1px solid var(–border);
padding: 7rem 3rem;
}
.deals-inner {
max-width: 1300px; margin: 0 auto;
}
.deal-grid {
display: grid; grid-template-columns: repeat(3, 1fr);
gap: 1.5rem;
margin-top: 4rem;
}
.deal {
background: var(–panel);
border: 1px solid var(–border);
border-radius: 4px;
padding: 2.2rem;
position: relative;
transition: all 0.4s;
}
.deal:hover { border-color: var(–border-light); }
.deal-type {
font-size: 0.6rem;
text-transform: uppercase;
letter-spacing: 0.1em;
font-weight: 700;
color: var(–gold);
margin-bottom: 1rem;
}
.deal h4 {
font-family: var(–display);
font-size: 1.25rem;
font-weight: 500;
color: var(–t1);
line-height: 1.25;
margin-bottom: 0.8rem;
}
.deal p {
font-size: 0.82rem;
color: var(–t3);
line-height: 1.6;
margin-bottom: 1.5rem;
}
.deal-metrics {
display: grid; grid-template-columns: 1fr 1fr;
gap: 1rem;
padding-top: 1.2rem;
border-top: 1px solid var(–border);
}
.deal-metric {}
.deal-metric-label {
font-size: 0.58rem;
text-transform: uppercase;
letter-spacing: 0.08em;
color: var(–t4);
margin-bottom: 0.1rem;
}
.deal-metric-val {
font-family: var(–display);
font-weight: 600;
color: var(–t1);
font-size: 1.05rem;
}
.deals-disclaimer {
margin-top: 2rem;
font-size: 0.7rem;
color: var(–t4);
font-style: italic;
}
/* ─── FOUNDER ─── */
.founder-section {
max-width: 1300px; margin: 0 auto;
padding: 7rem 3rem;
display: grid;
grid-template-columns: 260px 1fr;
gap: 5rem;
align-items: start;
}
.founder-photo {
width: 260px;
height: 340px;
background: linear-gradient(160deg, var(–panel) 0%, var(–surface) 100%);
border: 1px solid var(–border);
border-radius: 4px;
display: flex; align-items: center; justify-content: center;
color: var(–t4);
font-size: 0.72rem;
text-align: center;
position: relative;
overflow: hidden;
}
.founder-photo::after {
content: ”;
position: absolute; bottom: 0; left: 0; right: 0;
height: 60%;
background: linear-gradient(to top, var(–panel), transparent);
}
.founder-eyebrow {
display: flex; align-items: center; gap: 0.8rem;
margin-bottom: 1.5rem;
}
.founder-name {
font-family: var(–display);
font-size: 2.6rem;
font-weight: 300;
color: var(–t1);
line-height: 1.1;
margin-bottom: 0.3rem;
}
.founder-title {
font-size: 0.88rem;
color: var(–gold);
font-weight: 500;
margin-bottom: 2rem;
}
.founder-bio {
font-size: 1rem;
line-height: 1.85;
color: var(–t2);
font-weight: 300;
max-width: 600px;
margin-bottom: 2.5rem;
}
.founder-stats {
display: flex; gap: 4rem;
padding-top: 2rem;
border-top: 1px solid var(–border);
}
.founder-stat-num {
font-family: var(–display);
font-size: 1.8rem;
font-weight: 600;
color: var(–t1);
line-height: 1;
margin-bottom: 0.2rem;
}
.founder-stat-label {
font-size: 0.72rem;
color: var(–t3);
font-weight: 400;
}
/* ─── CTA ─── */
.cta-section {
border-top: 1px solid var(–border);
padding: 8rem 3rem;
text-align: center;
position: relative;
overflow: hidden;
}
.cta-section::before {
content: ”;
position: absolute; top: 0; left: 50%; transform: translateX(-50%);
width: 600px; height: 600px;
background: radial-gradient(circle, rgba(124,181,24,0.03) 0%, transparent 70%);
pointer-events: none;
}
.cta-inner { position: relative; z-index: 2; }
.cta-inner h2 {
font-family: var(–display);
font-size: 3.6rem;
font-weight: 300;
color: var(–t1);
line-height: 1.1;
margin-bottom: 1.2rem;
letter-spacing: -0.01em;
}
.cta-inner h2 strong { font-weight: 600; color: var(–gold); }
.cta-sub {
font-size: 1rem;
color: var(–t3);
margin-bottom: 3rem;
font-weight: 300;
}
.cta-actions {
display: flex; gap: 1.2rem; justify-content: center; flex-wrap: wrap;
}
.cta-phone {
margin-top: 1.5rem;
font-size: 0.82rem;
color: var(–t3);
}
.cta-phone a { color: var(–t1); text-decoration: none; font-weight: 500; }
/* ─── FOOTER ─── */
footer {
border-top: 1px solid var(–border);
padding: 3rem 3rem;
background: var(–black);
}
.footer-inner { max-width: 1300px; margin: 0 auto; }
.footer-row {
display: flex;
justify-content: space-between;
align-items: flex-start;
margin-bottom: 2.5rem;
flex-wrap: wrap;
gap: 2rem;
}
.footer-brand {
font-size: 0.78rem;
color: var(–t3);
max-width: 380px;
line-height: 1.65;
}
.footer-brand .logo {
display: block;
margin-bottom: 0.6rem;
font-size: 1.1rem;
}
.footer-nav {
display: flex; gap: 2.5rem;
}
.footer-nav a {
font-size: 0.75rem;
color: var(–t3);
text-decoration: none;
transition: color 0.2s;
letter-spacing: 0.02em;
}
.footer-nav a:hover { color: var(–t2); }
.footer-legal {
padding-top: 2rem;
border-top: 1px solid var(–border);
font-size: 0.66rem;
color: var(–t4);
line-height: 1.7;
}
.footer-legal p + p { margin-top: 0.4rem; }
/* ─── RESPONSIVE ─── */
@media (max-width: 900px) {
.nav-inner { padding: 0.9rem 1.5rem; }
.nav-right a:not(.nav-cta) { display: none; }
.hero-inner { grid-template-columns: 1fr; gap: 3rem; padding: 7rem 1.5rem 4rem; }
.hero h1 { font-size: 3.2rem; }
.hero-card { max-width: 380px; }
.section-header { grid-template-columns: 1fr; gap: 1rem; }
.section-header h2 { font-size: 2.2rem; }
.programs-section { padding: 5rem 1.5rem; }
.program-grid { grid-template-columns: 1fr; }
.deals-section { padding: 5rem 1.5rem; }
.deal-grid { grid-template-columns: 1fr; }
.founder-section { grid-template-columns: 1fr; gap: 2rem; padding: 5rem 1.5rem; }
.founder-photo { width: 180px; height: 230px; }
.founder-name { font-size: 2rem; }
.cta-section { padding: 5rem 1.5rem; }
.cta-inner h2 { font-size: 2.4rem; }
.marquee-wrap { display: none; }
footer { padding: 2.5rem 1.5rem; }
.footer-row { flex-direction: column; }
}
</style>
</head>
<body>
<nav>
<div class=”nav-inner”>
<a href=”/” class=”logo”>Battle the <span>Banks</span></a>
<div class=”nav-right”>
<a href=”#programs”>Programs</a>
<a href=”#results”>Results</a>
<a href=”#about”>About</a>
<a href=”tel:631-991-9821″>(631) 991-9821</a>
<a href=”/short-term-application” class=”nav-cta”>Apply</a>
</div>
</div>
</nav>
<!– HERO –>
<section class=”hero”>
<div class=”hero-inner”>
<div>
<div class=”hero-eyebrow anim-up”>
<span class=”hero-eyebrow-line”></span>
<span class=”hero-eyebrow-text”>Alternative Real Estate Capital</span>
</div>
<h1 class=”anim-up-d1″>Real Estate Capital<br><strong>On Your Terms</strong></h1>
<p class=”hero-sub anim-up-d2″>Bridge loans, DSCR financing, and structured capital for investors who need speed and flexibility — not another 90-day underwriting cycle.</p>
<div class=”hero-actions anim-up-d3″>
<a href=”/short-term-application” class=”btn-luxe btn-luxe-fill”>Begin Application <svg width=”14″ height=”14″ viewBox=”0 0 16 16″ fill=”none”><path d=”M3 8h10M9 4l4 4-4 4″ stroke=”currentColor” stroke-width=”1.5″ stroke-linecap=”round” stroke-linejoin=”round”/></svg></a>
<a href=”#calculator” class=”btn-luxe btn-luxe-outline”>Loan Calculator</a>
</div>
</div>
<div class=”hero-card anim-fade-d2″>
<div class=”hero-card-header”>
<span class=”hero-card-label”>Performance</span>
<span class=”hero-card-live”><span class=”hero-card-live-dot”></span> Active</span>
</div>
<div class=”hero-card-stat”>
<div class=”hero-card-num”>$182M+</div>
<div class=”hero-card-desc”>Capital arranged to date</div>
</div>
<div class=”hero-card-stat”>
<div class=”hero-card-num”>15 Days</div>
<div class=”hero-card-desc”>Average close time</div>
</div>
<div class=”hero-card-stat”>
<div class=”hero-card-num”>92%</div>
<div class=”hero-card-desc”>Approval rate on submissions</div>
</div>
</div>
</div>
</section>
<!– MARQUEE –>
<div class=”marquee-wrap”>
<div class=”marquee”>
<span class=”marquee-item”>Bridge Loans</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Fix & Flip</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>BRRRR Strategy</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>DSCR Financing</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Cash-Out Refinance</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Portfolio Loans</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Permanent Financing</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Rehab Draws</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Bridge Loans</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Fix & Flip</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>BRRRR Strategy</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>DSCR Financing</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Cash-Out Refinance</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Portfolio Loans</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Permanent Financing</span><span class=”marquee-dot”></span>
<span class=”marquee-item”>Rehab Draws</span><span class=”marquee-dot”></span>
</div>
</div>
<!– PROGRAMS –>
<section class=”programs-section” id=”programs”>
<div class=”section-header”>
<div>
<div class=”section-eyebrow”>
<span class=”section-eyebrow-line”></span>
<span class=”section-eyebrow-text”>Loan Programs</span>
</div>
<h2>The Right Loan for <strong>Every Deal</strong></h2>
</div>
<p class=”section-header-desc”>Whether you need speed for an acquisition or stability for a long-term hold, we structure the right financing around your investment plan — not the other way around.</p>
</div>
<div class=”program-grid”>
<div class=”program”>
<div class=”program-top”>
<span class=”program-badge”>Short-Term</span>
<h3>Bridge & Fix-and-Flip</h3>
</div>
<div class=”program-body”>
<div class=”spec”><span class=”spec-k”>Loan Amount</span><span class=”spec-v”>$150K – $25M</span></div>
<div class=”spec”><span class=”spec-k”>Term</span><span class=”spec-v”>12 – 36 Months</span></div>
<div class=”spec”><span class=”spec-k”>Min. Credit</span><span class=”spec-v”>500+</span></div>
<div class=”spec”><span class=”spec-k”>Max LTV</span><span class=”spec-v”>Up to 90%</span></div>
<a href=”/short-term-application” class=”program-apply”>Apply for Short-Term</a>
</div>
</div>
<div class=”program”>
<div class=”program-top”>
<span class=”program-badge”>Long-Term</span>
<h3>DSCR & Permanent Financing</h3>
</div>
<div class=”program-body”>
<div class=”spec”><span class=”spec-k”>Loan Amount</span><span class=”spec-v”>$250K – $25M</span></div>
<div class=”spec”><span class=”spec-k”>Term</span><span class=”spec-v”>Up to 30 Years</span></div>
<div class=”spec”><span class=”spec-k”>Min. Credit</span><span class=”spec-v”>620+</span></div>
<div class=”spec”><span class=”spec-k”>Max LTV</span><span class=”spec-v”>Up to 90%</span></div>
<a href=”/long-term-application” class=”program-apply”>Apply for Long-Term</a>
</div>
</div>
</div>
</section>
<!– DEALS –>
<section class=”deals-section” id=”results”>
<div class=”deals-inner”>
<div class=”section-header”>
<div>
<div class=”section-eyebrow”>
<span class=”section-eyebrow-line”></span>
<span class=”section-eyebrow-text”>Recent Transactions</span>
</div>
<h2>Real Deals. <strong>Real Outcomes.</strong></h2>
</div>
<p class=”section-header-desc”>Selected closings across our lending network. Details anonymized for borrower privacy.</p>
</div>
<div class=”deal-grid”>
<div class=”deal”>
<div class=”deal-type”>Bridge Loan</div>
<h4>Duplex Acquisition<br>South Richmond Hill, NY</h4>
<p>Rejected by two banks over zoning. Bridge loan structured against as-is value with a DSCR takeout path.</p>
<div class=”deal-metrics”>
<div class=”deal-metric”><div class=”deal-metric-label”>Amount</div><div class=”deal-metric-val”>$750K</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>Closed</div><div class=”deal-metric-val”>16 Days</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>LTV</div><div class=”deal-metric-val”>80%</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>Credit</div><div class=”deal-metric-val”>640</div></div>
</div>
</div>
<div class=”deal”>
<div class=”deal-type”>DSCR Refinance</div>
<h4>5-Unit Portfolio<br>Newark, NJ</h4>
<p>Post-BRRRR consolidation. Banks wouldn’t blanket five scattered sites. Single DSCR portfolio refi.</p>
<div class=”deal-metrics”>
<div class=”deal-metric”><div class=”deal-metric-label”>Amount</div><div class=”deal-metric-val”>$1.2M</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>Closed</div><div class=”deal-metric-val”>22 Days</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>DSCR</div><div class=”deal-metric-val”>1.35x</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>Term</div><div class=”deal-metric-val”>30 Yr</div></div>
</div>
</div>
<div class=”deal”>
<div class=”deal-type”>Rehab Loan</div>
<h4>Value-Add SFR<br>Bridgeport, CT</h4>
<p>First-time investor, 585 credit. Purchase plus $80K rehab draws at 75% ARV.</p>
<div class=”deal-metrics”>
<div class=”deal-metric”><div class=”deal-metric-label”>Amount</div><div class=”deal-metric-val”>$420K</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>Closed</div><div class=”deal-metric-val”>14 Days</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>ARV</div><div class=”deal-metric-val”>$560K</div></div>
<div class=”deal-metric”><div class=”deal-metric-label”>Credit</div><div class=”deal-metric-val”>585</div></div>
</div>
</div>
</div>
<div class=”deals-disclaimer”>Representative transactions. Terms vary by borrower, property, and market conditions.</div>
</div>
</section>
<!– FOUNDER –>
<section class=”founder-section” id=”about”>
<div class=”founder-photo”>
<span style=”position:relative;z-index:2;”>Headshot<br>placeholder</span>
</div>
<div>
<div class=”founder-eyebrow”>
<span class=”section-eyebrow-line”></span>
<span class=”section-eyebrow-text”>Leadership</span>
</div>
<div class=”founder-name”>Ravi Parbudin</div>
<div class=”founder-title”>Founder & CEO, Retlaw Capital</div>
<p class=”founder-bio”>Founded Battle the Banks after watching qualified investors get rejected by banks with rigid underwriting that ignores deal fundamentals. Through Retlaw Capital, built a direct lending network spanning bridge, DSCR, and structured debt — giving investors institutional-grade access without institutional-grade bureaucracy.</p>
<div class=”founder-stats”>
<div>
<div class=”founder-stat-num”>10+</div>
<div class=”founder-stat-label”>Years in CRE Capital</div>
</div>
<div>
<div class=”founder-stat-num”>$182M+</div>
<div class=”founder-stat-label”>Capital Arranged</div>
</div>
<div>
<div class=”founder-stat-num”>Nationwide</div>
<div class=”founder-stat-label”>Lending Coverage</div>
</div>
</div>
</div>
</section>
<!– CTA –>
<section class=”cta-section”>
<div class=”cta-inner”>
<h2>Ready to Fund<br><strong>Your Next Deal?</strong></h2>
<p class=”cta-sub”>Preliminary approval in 24 hours. No hard credit pull. No bank committees.</p>
<div class=”cta-actions”>
<a href=”/short-term-application” class=”btn-luxe btn-luxe-fill”>Start Your Application <svg width=”14″ height=”14″ viewBox=”0 0 16 16″ fill=”none”><path d=”M3 8h10M9 4l4 4-4 4″ stroke=”currentColor” stroke-width=”1.5″ stroke-linecap=”round” stroke-linejoin=”round”/></svg></a>
<a href=”#calculator” class=”btn-luxe btn-luxe-outline”>Loan Calculator</a>
</div>
<div class=”cta-phone”>or speak with a capital advisor: <a href=”tel:631-991-9821″>(631) 991-9821</a></div>
</div>
</section>
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<div class=”footer-row”>
<div class=”footer-brand”>
<a href=”/” class=”logo”>Battle the <span>Banks</span></a>
A division of Retlaw Capital LLC. Commercial real estate capital advisory and specialty financing, based in Melville, NY.
</div>
<div class=”footer-nav”>
<a href=”/short-term-application”>Bridge Loans</a>
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<div class=”footer-legal”>
<p>Retlaw Capital LLC acts as a mortgage broker/intermediary and is not a direct lender. All loans subject to credit approval by lending partners. Rates and terms subject to change. NMLS# [INSERT] | Equal Housing Opportunity</p>
<p>© 2026 Retlaw Capital LLC. All rights reserved.</p>
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